Developer: Kevin LaCoste

Current Version: 2.3.10

Last Updated: 11 months ago

Download Size: 7.7 MB - Download


MoneyWell gives you powerful personal finance organization and analysis tools in a simple, uncluttered, single-window solution.

An Electronic Twist on “Envelope Budgeting”

Splitting up your paycheck into envelopes for each category of your budget is a tried and true method for stopping overspending. Unfortunately, with direct deposit and debit cards that work like cash, it’s nearly impossible to do today. MoneyWell supercharges that concept and gives you back control over your spending with spending buckets.

Find What You’re Looking For Quickly

See all your dining out transactions in the last three months with a couple of clicks in the Filters popover. What if you knew the entry had the word “apple” in it? Just type “apple” in Search Transactions and instantly see the results before you finish typing. Save your favorite searches with our Smart Filters.

Best-In-Class Currency Support

Each transaction stores three amounts, each with its own currency. Purchase using GBP for a EUR account and track your spending in a USD bucket. MoneyWell automatically looks up the correct exchange rate and sets the amounts, but you have full control to change any of them.

Direct Connect Banking

MoneyWell allows you to directly talk to hundreds of banks and other financial institutions giving you one-click access to your accounts. Setting up direct connect banking with MoneyWell is a breeze too. Simply follow the built-in guide that steps you through selecting your financial institution, entering your login information, and adding your accounts.

For those banks that don’t support direct connections, MoneyWell still makes it easy to avoid manual entries by allowing you to import common file formats like OFX, QFX, QIF, and CSV.

Secure Sync via Dropbox

Sync your MoneyWell data between multiple Macs or grab a copy of MoneyWell Express (for iPhone) and keep your data in your pocket. Our newest addition, MoneyWell for iPad, rounds out the suite and lets you manage your budget from the comport of your favorite chair. And don’t worry about prying eyes, you supply a password that encrypts your data during transmission and while stored on Dropbox.

Legendary Support

No Thirst Software is proud of its reputation for timely support and we will do whatever it takes to keep that reputation shiny. Support is fast, free and just a click away!


Release Notes:

A maintenance release to keep things working smoothly on El Capitan. Changes include:

• Fixes a possible crash on startup.
• Better handling of top-level exceptions.
• Built with Apple's latest tools.
• Updated copyright info.


Most Helpful Reviews

Version 2.3.4
Review by Deepfishie

This is the money management software I’ve been searching for! - Short and sweet: -Great for envelope budgeting -Has a useful supporting mobile app More complete picture: After reading Dave Ramsey’s “Financial Peace: Revisited,” I began experimenting with envelope budgeting. I did all my calculations on paper worksheets first, then transferred all this information to my PC-based software. Since I work from a Mac, I would have to load Boot Camp to update my finances, which made my computer really slow. Needless to say, it took a LOT of time and there were often calculation errors. Also, my original software’s budgeting tool just didn’t match what I was trying to do: fill (digital) envelopes, and pull money for transactions from those buckets. I wanted more from my money management software, but I just couldn’t find it… …that is until a Google search (“best money management software for Mac”) took me to a review of MoneyWell. I downloaded the trial version, and even though it was limited to 200 transactions, it was enough to convince me that it was THE envelope budget app I was looking for! As with anything, it does take a little while to learn how to navigate all the tools, but there are many helpful video tutorials on the Moneywell website. It also works extremely well with the mobile app so I can record transactions at point-of-sale, and not have to try to remember the details of a purchase from several weeks back. All information syncs through Dropbox. Goodbye Windows-based software. Helloooooooo Mac-based MoneyWell!! =)

Found helpful by 19 out of 19 people
Version 2.1.1
Review by TheReliableCollegeKid

BLOODY IMPOSSIBLE - Great idea from the developers but it is impossible to set up! Way to much of a hassle to even deal with it. And their support staff isn't very helpful either, all they do is refer you to certain articles on their website that you could find yourself. Ultimately, this was the quickest waste of $50 in my life! DO NOT GET THIS APP!

Found helpful by 30 out of 65 people

More Reviews for Current Version

Version 2.3.10
Review by blackfrog

Crashes & loses data - Spent all day setting up MoneyWell, then it crashed, and continued to crash on re-launch. I manually deleted all MoneyWell files from ~/Library/ and then MoneyWell did launch, but the developer did not implement auto-save, so I lost a lot of data. Spending $50 on buggy software is bad enough, but I lost half a day of my time, which I will never get back.

Found helpful by 6 out of 8 people
Version 2.3.10
Review by scandelicious

I considered giving MoneyWell one star…. - This app does not appear to be stable. I cannot, for the life of me, get my running balance to ever be right. Every time I change a transaction entered, Moneywell resets my balance so I never really know how much money I have in my account. When I went to the MoneyWell webiste, sure enough, the forums are gone. All that remains are the original tutorials. Also, there’s not even a search feature on their website! How am I supposed to find the information I need without digging through endless tutorial videos? At least their website still links to a glowing 2010 review of Moneywell 1. Neat. What’s worse is I received two emails last November from Mr. LaCoste touting MoneyWell 3 which is supposedly in the works and nothing in the six months since then. In one of the e-mails, he actually has the huevos to ask us to pay to upgrade to version 3, even though he admits it’s “not a huge update”. Seriously? If you’re just going to address "stability over features", then make it a 2.4 release for crying out loud and give me something that makes it worth paying to upgrade! Oh, and by the way, you’ve totally missed the December 2015 launch date. On the positive side, my sync sometimes works when I try it. Also, the concept of envelope budgeting is useful, but that hasn’t changed since 2010.

Found helpful by 5 out of 6 people
Version 2.3.10
Review by David J. M.

Great Application — Very Poor Developer - I wrote a review many years ago but now I’m revising it. The reason I’m revising it is to get the attention of the developer, who has done a dismal job of both updating Moneywell and providing customer support. First let me say: I love Moneywell. Its methodology for creating and maintaining a budget is exceptional. I also think it’s simple and intuitive to use once you understand how it works. I really haven’t found any other financial application for Mac that does what Moneywell does. Now to my criticism: Moneywell hasn’t had a major update in over three years. And worst of all, the person who bought the program from Kevin Hoctor, does not seem to care about interacting with his customers. He has removed the forums from the No Thirst website and he doesn’t respond to emails, at least he hasn’t responded for months. I reported a few bugs almost two months ago and I’ve never heard back. The other issue is Moneywell version 3. It’s not finished but there is a sale on the non-App-Store version 3 before it comes out, so I bought a license for it a number of months ago. With that license came a download of an early version of Moneywell 3 — and I’m very disappointed in it. Moneywell 3 does have some under-the-hood improvements and support for Retina displays (I don’t have a Retina Mac so that’s not important to me right now). I believe the developer is also working on issues with syncing with iOS 9. But there are no other obvious features that make Moneywell 3 seem improved over Moneywell 2. And the interface has been unnecessarily tweaked so the interface, in my opinion, is actually worse than Moneywell 2. Final thoughts: If you are interested in Moneywell, I suggest going to the No Thirst website and downloading the demo. If you like it as much as I do, I still suggest you buy it. But I also suggest that you write and complain to No Thirst that the developer is doing a horrible job of maintaining Moneywell. My fear is that the developer's incompetence is going to eventually lead Moneywell to die. I don’t want that to happen. I have many years of my finances in Moneywell and I still think it’s the best budgeting application available for Mac. I will update this review in the future if, hopefully, the situation with Moneywell improves.

Found helpful by 2 out of 2 people
Version 2.3.10
Review by David J. M.

Great Application — So-So Developer - I’ve rewritten this review numerous times. I’m rewriting it again because I just exchanged some emails with the developer about my concerns regarding Moneywell. First let me say: I love Moneywell. Its methodology for creating and maintaining a budget is exceptional. I also think it’s simple and intuitive to use once you understand how it works. I really haven’t found any other financial application for Mac that does what Moneywell does. Now to my criticism: The development of Moneywell has been very slow. I’ve seen an early version of Moneywell 3 and it doesn’t seem to have any major new features other than Retina Display support. I was hoping for a lot more. The developer also doesn’t seem to spend much time on customer service. I had to write a scathing review on here to catch his attention. There also used to Moneywell forums on the NoThirst website but those are gone. The developer did assure me that he plans to add other features to Moneywell after the version 3 release. I’ve decided to be more patient with him, because I do love Moneywell, but I’m also still somewhat skeptical. Final thoughts: If you are interested in Moneywell, I suggest going to the No Thirst website and downloading the demo. If you like it as much as I do, I still suggest you buy it. On the No Thirst website, there is also a 50% off sale on Moneywell 3 before the final version 3 is released. That’s probably a better way to buy it.

Found helpful by 13 out of 14 people
Version 2.3.10
Review by Annoyed in Georgia

App is useless - I bought this app yesterday to use with my banking. It does not let me download info from my bank.

Found helpful by 1 out of 3 people