Money Pro: Personal Finance

Developer: iBear LLC

Current Version: 1.8.9

Last Updated: 16 days ago

Download Size: 31.5 MB - Download

Description:

Manage money like a pro. Сhange your spending behavior for good.
Money Pro is the one place for bill planning, budgeting and keeping track of your accounts.
Money Pro works great for home budgeting and even for business use.

Easy sync with iPhone/iPad versions. Money Pro is the next generation of Money app (over 2 million downloads worldwide).

FEATURES

Calendar
- Mark days on the big calendar when your bills are due.
- Schedule recurring bills with custom periodicity.
- Filter transactions by selecting dates on the calendar.

Today view
- Take a quick glance at bills due.
- When you actually have a transaction, approve it quickly.
- Money Pro predicts transactions for the day that may not have been scheduled manually.

Bills due notifications
- A whole system of reminders will alert you of upcoming bills.
- Quick rescheduling option will help you deal with bills due (tomorrow, in 3 days, next week).

Budgets
- Create budgeted entries, both for your income and expenses, and indicate budget limits for each entry.
- You can set different budget limits for every period, which is useful if you plan to reduce your spending gradually month by month.
- Start adding every transaction you have, and see progress of each category and the overall progress.
- Monitor visual indicators for budget overspending.

Budget rollover
- You can set budgets to transfer the leftover of the current period to the next budget period.
- Budget rollover limits your spending automatically if you overspent in previous periods.

Checkbook register
- Unlimited number of accounts in one place (checking, savings, credit card, etc).
- Setting transactions as recurring or as one-time only.
- Balance change history.
- Additional fields for organizing your records including payee, description, check #, class (personal/business travel expenses).
- Attachment of receipt photos.

Account reconciliation
- You can record transactions and clear them later on (reconcile).
- Automatically calculated available balance and cleared balance.

Import of bank statements
- Import history of your transactions and keep your accounts always up-to-date (.ofx, .csv).
- Money Pro learns how you categorize transactions and predicts categories for the transactions being imported.

Split transactions
- You can split a transaction into multiple categories which is extremely useful when you shop at mega stores and pay for multiple items at once.

Search
- Search transactions by amount, category, description, payee, etc.

Detailed reports
- Income/Expenses
- Cash flow
- Transactions
- Assets/Liabilities (net worth)
- Projected balance
- Trend chart for days/weeks/months/years

Lots of options for customization
- Custom periodicity is available for budgeting and bill planning (weekly, biweekly, monthly, etc).
- Adjust the structure of income/expense categories & subcategories for your needs.
- Customize accounts and categories with over 1,500 built-in icons.
- Create your own unique icons using photos.

iCloud
- Money Pro uses iCloud to keep your data in sync on all of your devices.

Multiple profiles
- You can set multiple profiles and track your finances separately for home budget and your small business.

More
- Calculator and currency converter
- Print and Export to pdf, qif, csv formats
- Notification Center Widget
- Password protection
- Backups of your data
- Multiple currencies support & automatic update of exchange rates

Family Cloud Sync
- 1 Month of Family Cloud Sync: $1.99
- 12 Months of Family Cloud Sync: $11.99
In all the countries (except the USA) actual charges will be converted to the local currency.
Subscription renews automatically at the end of a term.

Terms & Privacy
- http://ibearsoft.com/terms
- http://ibearsoft.com/privacy-apps

User Guide
- http://ibearmoney.com/pro/guide

Money Pro will help you stay on top of ALL your money, providing a clear picture of where you are, where to go and how to save more. Start today!

SHOW MORE ...

Release Notes:

- macOS High Sierra support
- Bug fixes and performance improvements.

If you enjoy using Money Pro, we'd appreciate it if you took the time to leave us a review. Thanks!

SHOW LESS ...

Most Helpful Reviews

5/5
Version 1.5.3
Review by peter6308

Great to use with Austrian bank accounts - Here is my regular workflow using Money Pro: - Once a week I download .csv files from my Austrian checking and creded card accounts. One of the .csv files needs a little bit of clean-up since it contains e.g. “+” signs and a thousand separator. But after that, import into Money Pro (desktop version) works smoothly. Money Pro can distinguish previously imported transactions from new ones - very handy! - After importing I categorize all transactions. New category hierarchies are easily created and I appreciate the large number of pictograms to choose from. - I also use the iOS version. Sychronization (via iCloud) works without any problems. I mostly use the iOS version to keep track of cash payments. This is real easy since Money Pro can be added to the notification center. When I lived in the US I was a very happy user of Intuit’s Mint. Unfortunately, Austrian banks and Mint don’t cooperate. Since I discovered Money Pro I am a happy camper again.

Found helpful by 4 out of 5 people
1/5
Version 1.1.2
Review by dzsidzsi

Creative thinking, but useless now b/c of bad sync service - even with icloud sync - It’s a very creative idea, but there are some small bugs in the program. The iPad/iphone version doesn’t sync well with the mac version through iCloud sync. The other major issue is the lack of ability to sync our budgets with family members unless they use the same iCloud account. If we set up the same icloud account for each family members than I’ll get my kids’ and my wife’s messages, etc. The only way to sync with family members is through wifi/bluetooth - an ancient technology and not very convenient. They need to add the ability to sync the budget through dropbox or a third party file-server so during the day if my wife enters something into our budget I would see it on my phone, etc.. This is such a basic feature that every finance app uses now that I was surprised to learn that this app doesn’t have this feature. Also, another major features missing is the grouping of accounts - this would be important also as there are several saving accounts I want to group together and see their balances, or several accounts with different currencies. So all I can say that this is a great start, beautiful interface, but lacking these important features - that’s why I can only give a 2 now.

Found helpful by 10 out of 10 people

More Reviews for Current Version

1/5
Version 1.8.9
Review by Almdoi Pad

Frustrating and Inflexible - UPDATE: After spending ALL DAY trying to categorize and subcategorize and change my Descriptions to Agents, now Money Pro locks and “quits unexpectedly” every time I try to edit Expense Categories. I can’t even fully use this program on my MacBook. TOTAL WASTE. I have been using a simple checkbook register iPhone app for several years, but wanted the sync functionality across multiple devices, including my Mac. I splurged on Money Pro and WOW what a terrible disappointment. Each device I have synced to has ended up with a different total. I would prefer to be able to enter transactions as a unique description (e.g.: Taco Bell) and then categorize for reporting purposes (e.g.: Dining: Fast Food), but instead I can only enter transactions at a Category level. The reason this is frustrating is let’s say it’s the weekend and I am eating out a lot: I enter a transaction for a quick bite at McDonald’s for breakfast as I head out (Money Pro transaction: Dining: Fast Food). Later, I grab lunch at Taco Bell and then maybe later a snack at Dairy Queen. All of these transactions, all entered as Dining: Fast Food (because remember Money Pro does this on a Category level, rather than description level), and they are all for $5.00. According to Money Pro, these are all entered at the category level - so Dining: Fast Food. Now, a day or two later I want to reconcile my balance against my bank account. I can’t tell which specific transactions have cleared my bank account - only two have cleared. Or the other way around - I’m out and about and forget to add something to my Money Pro register - well, I can’t tell for sure which ones I have entered because I stopped several places for groceries. It’s just not very intuitive. While I can enter Description of the entries, the description is not a reportable field. At this point I am nearing an untenable number of Categories so that I can report accurately. In my other checkbook register app I would enter a transaction for Costco and then categorize it as Grocery or Household - easy breezy - end of year I just run a report of all Costco transactions. In Money Pro I have to create a category for Groceries and a subcategory of Costco and then Household and a subcategory for Costco. Even doing this it is difficult to just report on how much I spent at Costco in a year to make sure that I get my 2% back from them. UGH! It’s the least intuitive money management tool I’ve used. I am furious that I spent money on these applications. Unless they update to at least give the option to choose to do this transactional rather than at a Category level and fix the bug that causes the app to crash when trying to edit Expense Categories, I don’t understand how this is useful.

Found helpful by 0 out of 0 people
SHOW MORE ...