Developer: IGG Holdings, LLC
Current Version: 6.2.4
Last Updated: 17 days ago
Download Size: 20.6 MB - Download
*** Featured in Apple's "New apps and games we love" ***
Banktivity 6 ushers in a new level personal finance management software for macOS. Whether you're taking your first steps in getting your financial house in order, or you're a seasoned veteran of financial software, Banktivity 6 helps you take complete control of your money.
"Over the years I have used Quicken, Mvelopes, YNAB and Mint. Recently switched to Banktivity and love it. Nicely engineered." – Rich, New Jersey
World-class technical support via live chat and email with US-based representatives.
√ GET ORGANIZED
The first step in money management is to get all your finances in one place. If you’ve used software like Quicken (for Mac or PC), Banktivity's set-up assistant will import your old data. Next — or if you’re just starting out — download current transactions from your accounts online, at no cost, via direct connection to your bank or by using Banktivity's built-in browser to view your accounts and download your data for free.
Banktivity's optional Direct Access* service makes this even easier by connecting to over 10,000 banks worldwide, automatically delivering the latest transaction data to your Mac.
√ SEE WHERE THE MONEY GOES
Banktivity has the tools you need to set up checking accounts, savings, credit cards, mortgages, investments and more. Then track each and every transaction: fine-tune them by categorizing, tagging, splitting or making custom edits — or let transaction templates do the work for you. Attach receipts or any file to transactions; reconcile to paper statements; search; track payments or transfers in any currency; and manage repeating events with scheduled transactions.
Banktivity 6 also lets you pay bills online! Set up payees, send checks, track their progress and see them appear in your register. You can print checks, too.
Update your accounts at once with Banktivity's Update Everything button, syncing devices and fetching Direct Access data and securities prices.
√ BUILD SAVINGS
Banktivity's budgeting tools help you to set saving and spending goals, track expenses, cut debt and build a more secure future. By giving your available cash specific purposes, envelope budgeting lets you assign money to different categories and carry over savings.
Banktivity automatically budgets scheduled transactions like paychecks and bills, so by categorizing each expense and editing the budget itself, you can see where your money goes — and how to make it go further! Banktivity does this visually so that you can see your daily progress; compare past, current or projected budgets; and view it all in a Budget vs. Actual report.
√ SECURE YOUR FUTURE
Banktivity's investment features manage stocks, bonds, mutual funds, IRAs, 401Ks, CDs and other assets. You can track buys, sells, splits, dividends, options, etc.; categorize investment transactions; retrieve quotes from Yahoo! Finance or foreign exchanges; analyze ROI and more.
Built-in report templates (Income & Expense, Net Worth, Payee Summary and more) dynamically analyze your finances. Assign tax codes to transactions to generate a Tax Summary report (or export data to TurboTax); or view your holdings in the Portfolio or Investment Summary reports.
Banktivity's reports instantly generate graphs and charts. You can drill down for detail with a click, export table data to spreadsheets, and print reports or save them as PDFs.
√ WE’RE THERE FOR YOU
No matter where you are, you can enter transactions on the go with Banktivity for iPhone, or sync accounts, budgets and investments to Banktivity for iPad for mobile money management (apps sold separately).
If you need help, get unlimited email support or Live Chat for answers in minutes. Banktivity offers built-in Help files, plus a downloadable user manual, a searchable Knowledge Base and video tutorials at our site.
*Direct Access subscriptions via In-App Purchase.
- More improvements to downloading stock quotes
Most Helpful Reviews
The Best App Available of Its Kind! - As a former Quicken and iBank 4 user I can enthusiastically say the Banktivity 6 is the best personal finance application I have ever tested. I now use it on a daily basis. My career as an IT professional requires me to evaluate and recommend software for clients. The combination of Banktivity 6 for macOS and its iOS counterpart running in tandem using the free cloud sync feature is an unbeatable combination to keep one’s finances organized. As an overall system, it is fast, stable and elegantly designed. Hats off to the IGG development team!
Don’t Upgrade if you can avoid it; I regret it more and more as time goes on. - tl;dr - If it ain’t broke, don’t fix it - it seems like every day I notice something else that is now broken. I wish I hadn’t upgraded. I used to like Banktivity - it was probably the best personal finance program for Mac users. Functionality is rich, the Direct Access worked well and was well supported, and the iOS apps are well integrated. That said, Version 6 is a complete mess. In their desperation to be new and shiny, they fixed all kinds of stuff that wasn’t broken. The biggest issue for me is that Smart Accounts are gone, which means I’ve lost the ability view (and edit) transactions across multiple accounts in descending date order, which made it a snap to review recent activity at a glance and make any tweaks without having to switch to the specific account for any given transaction. There’s a Transactions Report, but you can’t sort by date - only by date within account, which defeats the purpose for me and is actually worse that selecting one account at a time, since to get to transactions for an account you have to scroll way down and try to find where the account starts. Hopefully they’ll bring Smart Accounts (or something similar) back in a future update. And then I found that my check printing configuration was lost, so there’s a bunch of time lost trying to get that lined up again. Then there's the fact that things like Payees, Categories, Scheduled transactions, etc. are by default hidden below/behind the Settings icon. Completely non-intuitive. Especially since once you click on one, the settings list collapses down, hiding them all again. And, in the scheduled transactions list, once you find it, they’ve put the date column (a key field for *scheduled* transactions) all the way over on the right, which is the opposite of how transactions display in the registers and makes it unnecessarily hard to find. Or take searching. It’s called “Find” on the menu (the only verb in a list of nouns), but “Search when you bring it up, as if the developers weren’t talking to each other and no one had any kind of vision. And the results are once again grouped by account with no way to change it, so to find recent transactions with a certain search result, you have to scroll down to look at each account one at a time. Why this refusal to let us set our own sort order? And ever since upgrading, Direct Access has been unreliable. And where you have multiple simiilar transactions (say, buying multiple books from Amazon at the same price), it matches the most recently entered transaction first, instead of the oldest as makes more sense (and as, I believe, it used to). And right-aligned category names in account registers? I guess they were looking to visually represent the mess they’ve made of this version. I prefer to change my financial application(s) at the 1st of the year. Sadly, we’re too far into 2017 for me to change away from Banktivity, so I’ll have to tough it out. But unless there are significant improvements (i.e., they restore the functionality and reliability that they have taken away), I’ll be looking hard at switching to something else at the end of the year..
More Reviews for Current Version
Routinely hanging/crashing, and losing data - I have been using Banktivity for a couple of years and until recently it more or less worked fine. The last few weeks it has routinely hung and required a force-quit, and when I start back up, it has lost the ability to load my .bank6 documents. Trying to open them just hangs. If it happened once, fine, but this is about the third or fourth time (as of this morning) it's happened. Once I was able to get an old copy from Time Machine... another time I was able to re-sync from the cloud, though it seems like random past transactions had vanished and my balances were wrong. It has become extremely frustrating and cumbersome. UPDATE: I was storing my Banktivity in iCloud (Documents folder). I turned iCloud Documents off, so now it is only local. I have not had this hanging crash since cleaning that up. I am raising my 1 star to 3 stars. I do like the application but this was a real problem and the app had no way to deal with it, such as keeping several backup versions that I could revert to easily. I recall an earlier version like iBank 4 or 5 had something like that? But I only see the one document at this point. If the application could notice you were using Dropbox/iCloud/whatever and warn you to maybe not do that, that would be a big improvement IMO.
Don’t do it. Don’t upgrade from 5. - What a hot mess. Every time I open the application it wants to start fresh (reimport the data or start a whole new file). I have to “cancel” and go to the manual menu in order to work with “finance (migrated).” It doesn’t automatically update anything—keeps telling me my Banktivity ID doesn’t work (tried to reset that, but no go). When I try to manually import data from banking sites, it gets locked on the import and I have to force quit. The result? I’m typing in every dang transaction every day—HUGE waste of time. Oh! And if you look at the ICG help page, you’ll see that your money-back guarantee only applies if you buy from the site, not from 3rd party retailers (like, you know, Apple.) I’m going to stumble along with this $70 time waster for a little while, then go look for something completely different.
Best Financial Management Software For Mac - This software is extremely useful, though it does have a few quirks. The level of detail that you’re able to get into for managing finances and creating reports is invaluable, especially if you have complex personal and/or business finances. It’s very useful to be able to see it all in one place. However, I do wish they would get more banks onto the OFX standard so it was easy to get all your accounts managed. It’s annoying that this is very spotty for a lot of instituions, which may allow pulling information for your checking or savings accounts, but won’t have OFX for credit cards or investment accounts, or vice versa. As useful as this application is, if not every account works with it, it greatly hampers its ability to function. It’s especially frustrating when some institutions that seem to work perfectly fine with Mint and Personal Capital don’t work with this program. Additionally, it would be very nice to be able to sync your data with iCloud, so that you could sync Banktivity on the Mac, iPad, and iPhone. Part of the value of the service is the fact that the data isn’t stored on the company’s servers, the way that it is with Mint and Personal Capital, however, the only way to sync across devices is to use the company’s sync service. Given that it’s an Apple only product, and Apple already makes a highly secure cloud ecosystem that syncs across devices, having to create and use a separte sync service seems pretty unnecessary. This program has definitely been getting progressively better, and hopefully it will continue to do so.
everythin syncs - I just use this app as a check register only.I do not connect or downdload tractions fom my banks but I have severall acoounts on three different computers and my phone and everytghing syns when I click brig up to date. so for its been doing what it should
Nice changes. Definitely upgrade if using a recent Mac OS— - Sounded like the wrong way to do it, but the update from 5 worked fine when I followed the prompts. We link two computers, his and her iPhone, and his and her iPad over IGG’s free (encrypted) cloud. I enter on my iPhone as I shop, and always know my remaining balances. Deductible expenses auto-fill to the correct category. Very nice! In Banktivity 6, the computer process seems easier for her. I am not sure why the new interface clicked, but it did. Thank you!